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Old February 8th 2006, 22:02
ajracer ajracer is offline
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Join Date: Jul 2003
Location: Toronto, Ontario
Posts: 61
Smile Lant & Company

Sandeep:

From my experience as an insurance broker the "program" type policy
provided by Lant & Co, Zehr Ins and others are the way to go as long as
your qualify. Yes most require an appraisal (also to your benefit) in order
to substantiate the value on the vehicle for their underwriters, ALSO very
important that you have them ADD a #19A endorsement which states that
in the event of major damages or write-off or theft THEY WILL PAY you the
amount stated within the 19A endorsement. (no trying to back out or lower
the amount of your actual claim)

One other thing is to make sure you abide by the limitations on the useage
of the vehicle (ie. not a daily driver to and from work or work, but "mainly"
for car shows, cruising, etc.) In order words when I insure my Porsche V-8
and travel to Halifax to visit I will make sure I also "happen" to register and
attend one or two East Coast Auto shows during the trip ! If you get my
message. I do not believe our Canadian Custom/Classic/Modified programs
have any mileage limitations like some of the USA Insurance programs.

Trust this helps you out in your decision. Your friend

Allan

PS Glad to hear you are at least planning to keep and drive the beast for
the summer; and hopefully you decide not to sell out
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