I got rear ended in my bug a few years ago. It felt like pulling teeth with their insurance to get any kind of real money, be patient and keep your cool. Their first offer, I couldn't even fix the car for what they offered. I finaly got about $2200 plus I got to keep my car. I pulled the rear apron out, fixed the exhaust. and I was back on the road. They ended up salvageing my title. After a little change of numbers, I have the only 1972 Super with a balljoint front suspension.
The extra money, well that's what started my Germanlook Ghia project. I ALMOST traded my wrecked car plus $2500, for a 1 owner rust free '74 standard. I wanted a project and a daily driver, it would be hard to build my daily driver.
Good luck.