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Sandeep:
From my experience as an insurance broker the "program" type policy provided by Lant & Co, Zehr Ins and others are the way to go as long as your qualify. Yes most require an appraisal (also to your benefit) in order to substantiate the value on the vehicle for their underwriters, ALSO very important that you have them ADD a #19A endorsement which states that in the event of major damages or write-off or theft THEY WILL PAY you the amount stated within the 19A endorsement. (no trying to back out or lower the amount of your actual claim) One other thing is to make sure you abide by the limitations on the useage of the vehicle (ie. not a daily driver to and from work or work, but "mainly" for car shows, cruising, etc.) In order words when I insure my Porsche V-8 and travel to Halifax to visit I will make sure I also "happen" to register and attend one or two East Coast Auto shows during the trip ! If you get my message. I do not believe our Canadian Custom/Classic/Modified programs have any mileage limitations like some of the USA Insurance programs. Trust this helps you out in your decision. Your friend Allan PS Glad to hear you are at least planning to keep and drive the beast for the summer; and hopefully you decide not to sell out
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